Start chipping away at it 💵

At the end of the day

It’s what your bank balance says that dictates how well your business is doing

The general rule of thumb for most non-business owners is 3 months worth of rent and bills

Running a business doubles that, 6 months worth of rent, bills & staffing costs and so on

Therefore if your bank account doesn’t say that

Then you NEED to start chipping away at it

Let’s start with opening 3 bank accounts

The first is your business account that clients pay into

You then have your personal account where you pay yourself

Then we have your SAVINGS account

I would put a minimum of 20% of every single sale into this savings account

Meaning that when the tax year comes to a close your have that money ready and more

If you can’t afford to put a minimum of 20% of every sale into the account

Then you need to start chipping away on payments OUT ⛏

Let’s start with a super simple on

MUSIC

Now if you are not in the UK

Then you may be lucky as the music license people in the UK try to squeeze as much money off you as possible

So instead of paying them £50, £60 maybe even £100 a month

Switch to something like Soundry which is like £20 a month

I can’t stress enough how important getting your finance sorted and putting your money away for tax purposes will make your life much easier

And help you focus on what you do best

David 🙂

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Hi I’m David 🙂

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